Taking control of debt, free debt advice, improving your credit score and low-cost borrowing. Renting, buying a home and choosing the right mortgage.
Running a bank account, planning your finances, cutting costs, saving money and getting started with investing. Understanding your employment rights, dealing with redundancy, benefit entitlements and Universal Credit. Planning your retirement, automatic enrolment, types of pension and retirement income. Buying, running and selling a car, buying holiday money and sending money abroad. Protecting your home and family with the right insurance policies.
Some are not always available, or are limited offers — keep an eye out for good deals. Varies from instant access for some savings accounts to several years for bonds and savings certificates.
Bonds and certificates can usually be cashed in early but there will usually be financial penalties for doing this. Your savings or investments are secure and backed by HM Treasury however much you save or invest, subject to any early encashment penalties on some investment products.
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